Automobile Financing Personalized service. Same-day choices. No rate bumps or surprises.


Thinking about buying a motor vehicle?

All during the cheapest rates around. With Direct Federal, trying to get a car loan nearly feels as though a joyride.

Listed below are are just some of the huge benefits:

  • Affordable.Rates as little as 2.99% APR for brand new, utilized or refinanced automobiles.
  • Versatile. With terms as much as 84 months, discover the product which fits your requirements.
  • Simple to apply. Whether you apply online, by phone or in individual, the application shall just simply take lower than ten full minutes to accomplish.
  • Fast decision generating. Generally in most instances, you'll have a choice the exact same time you use.
  • Comprehensive. Finance the total purchase cost of your automobile – including sales tax.


How can I use my Direct Federal AutoCheck?

Use your Direct Federal AutoCheck like most other check.

Use your Direct Federal AutoCheck like most other check. Ensure it is payable towards the party you’re buying your vehicle from, and enter the appropriate quantity. Endorse the straight back associated with AutoCheck and get the vendor doing the exact same. Make sure the information that is required filled in from the back. (Note: you simply cannot repay A federal that is direct auto by having an AutoCheck.)

What exactly is considered a "New Auto" versus a "Used automobile"?

At Direct Federal, the most up-to-date two model years are considered "new." Model years prior to when the newest two are considered "used."

The newest two model years are believed "new. at Direct Federal" Model years prior to when the most up-to-date two are considered "used." We put in a model that is new every year on June 1st. For instance, starting June 1, 2015, the newest two model years are 2016 and 2015, both of which will be "new." Model years 2014 and previous are "used." You are able to finance "used" automobiles since old as 2007.